Senior Manager, AVP - Credit Finance

5 – 10 Years | 1 Opening | Chennai

Who we are?

Kaleidofin is a neobank for the informal sector, which provides solutions tailored to the customer’s goals and are intuitive to use. We are working towards creating fair and transparent financial solutions that can target millions of customers and enterprises in India that don’t have easy access to formal financial advice.

In a very short time span, global investors such as Oiko Credit, Flourish, Omidyar Network and Blume Ventures have supported Kaleidofin’s well-thought-out business model with $8 million in seed and Series A funding and now Series B where along with existing investors, new marquee impact investors like Michael Susan Dell Foundation have participated

The company won the Amazon AI Conclave award for Fintech, was one of only ten startups chosen for the Google LaunchPad Accelerator program in 2019, was recognized as India’s Most Innovative Wealth, Asset and Investment Management Service/Product by the Internet & Mobile Association of India (IAMAI) and was selected to present at United Nations General Assembly Special Task Force Event. ‘Kaleidofin Private Limited’ has been selected under the following Category ‘Best Use of Emerging Technology for business growth [Fintech/Neo Bank]’ as Winner for the Initiative ‘Ki-score’, and NASSCOM Emerge 50 2021 award

With its focus to harness mobile technology to deliver a paperless experience as well as its focus to harness technology and analytics to predict the right product for the right customer, Kaleidofin aims to become a leading Neobank for the informal sector using the power of technology and all financial instruments – Savings, Investment, Credit and Insurance

To know more about Kaleidofin, do visit our site

Role and Responsibilities

This key role will report to the Head of Credit Structuring and have high visibility at senior levels of the company including business heads and the CEO. You will need to work with a high degree of independence, ownership and collaboration with internal stakeholders across risk, analytics, and business teams. An ideal candidate will be proactive, action-biased and have an innovative, creative, analytical, technical, and strategic thinking ability with a passion for growth.

You will be responsible for the following:

  • Responsible for managing credit business initiatives of Kaleidofin
  • Enhance underwriting standards for selection of partners
  • Conduct due-diligence & present credit opinion to credit committee
  • Collate, organize, analyze, filter & structure loan pool data received from partners
  • Manage deal flows both at originator & investor ends
  • Collaborate with various teams to execute transactions
  • Responsible for managing Kaleidofin investments
  • Embody Kaleidofin values and take the lead in establishing a strong culture within the team.

Qualifications and Education Requirements

  • MBA from a reputed college.
  • 5 – 10 years of related work experience in credit.
  • In depth experience with due-diligence process for selection of entities.

Skills & personal attributes

  • Best practice knowledge in credit risk – strong understanding of the full lifecycle from origination to debt collection.
  • Excellent written and oral communication skills.
  • Excellent interpersonal skills.
  • Ability to work on excels.
  • Proven leadership ability.
  • Exceptionally self-motivated and directed.
  • Keen attention to detail.
  • Ability to work in a team-oriented, collaborative environment.

If you fit the bill, write to me at [email protected]