Credit

Credit Analyst

1+ years I 2 Openings

Chennai

Who we are?

Kaleidofin is a fintech focused on the goal to unlock access to tailored finance for women, agriculture and nano entrepreneurs. We provide the ki credit platform, combining credit health assessment (ki score), middleware rails and best-in-class risk management (ki view) to enable the financial ecosystem to better serve customers. By building credit health scores for impactful finance and innovating on debt structures that scale inclusion, Kaleidofin is achieving this goal – in India, Bangladesh and East Africa and expanding.

Kaleidofin recently raised USD 13.8 million in a funding round led by Rabo Partnerships, bringing our total capital raised to USD 37 million. This funding fuels our mission to build a digital ecosystem ensuring finance for everyone, everywhere. Over the years, Kaleidofin has been supported by a diverse group of marquee investors, including the Bill & Melinda Gates Foundation, the Michael & Susan Dell Foundation, Oiko Credit, Flourish, Omidyar Network, Blume Ventures, and Bharat Fund, each of whom shares our commitment to financial inclusion and impact.

Kaleidofin has received exceptional international recognition in being featured as one of only six Indian companies on the Forbes 100 To Watch in Asia list and in being selectedtopresentat the UnitedNationsGeneralAssemblySpecialTaskForce Event.

ThecompanywontheAmazonAIConclaveawardforFintech,wasoneofonlytenstartupschosenfor the Google LaunchPad Accelerator program in 2019 and was recognized as India’s Most Innovative Wealth, Asset and Investment Management Service/Product by the Internet & Mobile Association ofIndia(IAMAI). Kaleidofin won the Swanari TechSprint 2023, organized by the RBI Innovation Hub, showcasing its product leadership in the financial inclusion space in India. It was a finalist in the India Fintech Forum Awards (IFTA) 2023 for "Best Use of AI in Fintech" as well as a finalist at the prestigious Global SME Finance Awards 2024 hosted by the SME Finance Forum and International Finance Corporation (IFC). Most recently, Kaleidofin is a finalist at the prestigious G20 TechSprint 2024 - Technology for the Planet.


With its focus to harness technology to deliver seamless experiences and data-centric products, Kaleidofin aims to become a leading player in enabling finance for everyone, everywhere. We also invest in culture and team growth, reflective in our selection as a Great Place to Work for multiple years.

To know more about Kaleidofin, do visit our site https://kaleidofin.com

What you’ll do?

• Responsible for assessing and evaluating partner organizations and monitoring performance of existing partners.

• Contribute to development of underwriting standards for selection of partners.

• Conduct due diligence & prepare clear and crisp credit notes / documents, working together with senior colleagues.

• Present risk opinion to credit committee and assist with on- boarding of partner organizations.

• On-going monitoring of Kaleidofin partner organizations.

• The candidate will be suitably well versed with the appropriate information security responsibilities for the role and is responsible for adhering to them.

• Mandatory work from office-hybrid

Who you need to be?

• Ability to write clear and coherent reports in English.
• Financial analysis skills and quick to understand numbers and trends.
• Good skills in Microsoft Excel
• Teamwork and collaborative approach
• Fluent in English, Hindi, and any other Indian / Foreign language(s).
• CA fresher or CA Final Group 1 cleared or CFA freshers.
• Female candidates preferred.

If you fit the bill, write to us at careers@kaleidofin.com

Job location

Chennai